Crypto.com
CEXHQ: SG (Singapore) / global entitiesRegulation
MAS (Major Payment Institution) (SG) · other · active · tier1
AUSTRAC registration (AU) · VASP_registration · active · tier2
FinCEN MSB + state MTLs (US) · money_transmitter · active · tier1
MiCA CASP (via CSC) (EU) · MiCA_CASP · active · tier1
Fees & products
Spot maker/taker: 0.25% / 0.4%
Crypto withdrawal (sample): BTC 0.0002, ETH 0.002
Spot assets: ~500
Max leverage: 20x
Fiat onramp: card, ACH, SEPA, wire
KYC for trading: id
Geo-restrictions
Identity check: Your residence is what counts - documents and proof of address are verified at KYC. If you are not a resident of an accepted country, you cannot trade.Retail app-first exchange; derivatives only in licensed regions
Security & reserves
Proof of reserves: audit
2022-01-17: hack (resolved) — Withdrawal exploit via 2FA bypass; ~4,800 ETH stolen, users reimbursed
2025-06-16: data_leak (resolved) — Third-party vendor breach exposed some customer contact data
Known downsides
- App-first UX prioritises instant-buy spreads over trading (med)
- CRO token staking tiers create conflicts in fee structure (low)
- Derivatives not available in major markets (US, EU for retail) (low)
Sources & verification
- Crypto.com fee schedule & terms (archived) (OFF) · accessed 2026-10-02 · source
- MAS/AUSTRAC/FinCEN/MiCA registers (REG) · accessed 2026-10-02 · source
- Crypto.com 2022 hack + 2025 data breach disclosures (INC) · accessed 2026-10-02 · source
Verified: 2026-10-02 · Next review: 2027-01-02 · Reviewer: editor